SVCCU will be closed on Monday September 2, 2024 for Labor Day!!
Rates
Effective as of: 4/15/2024
VEHICLE AND MOTORCYCLE LOANS**As low as... | ||||
2021, 2022, 2023, 2024 | As low as 6.24% APR* | Up to 72 months | ||
2018, 2019, 2020 | As low as 6.24% APR* | Up to 72 months | ||
2017 and Older | As low as 6.24% APR* | Up to 48 months | ||
PLEASURE BOATS, MOTOR HOMES | ||||
2021,2022, 2023, 2024 | 5.99% APR* | Up to 72 months | ||
2018, 2019, 2020 | 6.49% APR* | Up to 48 months | ||
2017 and Older | 7.49% APR* | Up to 36 months | ||
CAMPERS (Overnight and Pop up) | ||||
New | 4.99% APR* | Up to 60 months | ||
Used | 5.49% APR* | Up to 48 months | ||
ATV's - JET SKI's - SMALL BOATS -16 FT - SNOWMOBILES** | ||||
New | 6.40% APR* | Up to 60 months | ||
Used | 7.40% APR* | Up to 48 months | ||
MORTGAGES | ||||
Primary Residence | Call Brenda at 712-317-9877 | for our current rates | ||
HOME EQUITY* | ||||
Primary Residence | 6.99% APR* | Up to 66 months*** | ||
- 80% loan-to-value ratio, Refinanced (existing loans) must add an additional $5,000 to receive this rate **Up to 180 months with 66 month balloon for loans over $15,000 | ||||
SHARED SECURED | ||||
Regular Shares | 5.00% APR* | Purpose of Loan | ||
Share Certificates | CD Rate 3% APR* | CD Maturity Date | ||
UNSECURED | ||||
Up to $1,000 | 11.90% APR* | Up to 12 months | ||
Over $1,000 to $2,999 | 11.90% APR* | Up to 24 months | ||
$3,000 - $5,000 | 11.90% APR* | Up to 36 months | ||
Vacation Loans/Holiday Loans - Seasonal - Call 712-277-1440 | ||||
*Annual Percentage Rate**Up to 100% financing on new/untitled vehicles, motorcycles, boats, motor homes, campers, self-contained trailers, up to NADA "Retail" on all others. | ||||