Rates

Effective as of: 10/1/2023

VEHICLE AND MOTORCYCLE LOANS**As low as...
2020, 2021, 2022, 2023	As low as 5.99%	Up to 36 months
2020, 2021, 2022, 2023	As low as 5.99%	Up to 60 months*
2017, 2018, 2019	As low as 5.99%	Up to 60 months*
2016 and Older	As low as 5.99%	Up to 36months*

Vehicles and motorcycles the term of loan may be increased by adding .5% to the APR* for every 6 mos. for a total of 12 months
PLEASURE BOATS, MOTOR HOMES
2020,2021,2022, 2023	5.99% APR*	Up to 72 months
2017, 2018, 2019	6.49% APR*	Up to 48 months
2016 and Older	7.49% APR*	Up to 36 months

CAMPERS (Overnight and Pop up)
New	4.99% APR*	Up to 60 months
Used	5.49% APR*	Up to 48 months

ATV's - JET SKI's - SMALL BOATS -16 FT - SNOWMOBILES**
New	6.40% APR*	Up to 60 months
Used	7.40% APR*	Up to 48 months

MORTGAGES
Primary Residence	Call Michele at 712-317-9877	for our current rates

HOME EQUITY*
Primary Residence	5.99% APR*	Up to 66 months***
- 80% loan-to-value ratio, Refinanced (existing loans) must add an additional $5,000 to receive this rate **Up to 180 months with 66 month balloon for loans over $15,000

SHARED SECURED
Regular Shares	5.00% APR*	Purpose of Loan
Share Certificates	CD Rate 3% APR*	CD Maturity Date

UNSECURED
Up to $1,000	11.90% APR*	Up to 12 months
Over $1,000 to $2,999	11.90% APR*	Up to 24 months
$3,000 - $5,000	11.90% APR*	Up to 36 months
Vacation Loans/Holiday Loans - Seasonal - Call 712-277-1440
Annual Percentage Rate*Up to 100% financing on new/untitled vehicles, motorcycles, boats, motor homes, campers, self-contained trailers, up to NADA "Retail" on all others.