LOAN RATES - EFFECTIVE 01/12/2012 |
|
VEHICLE LOANS |
| |
2010, 2011, 2012 |
3.99%APR** |
up to 60 months *** |
| 2011(Untitled) |
4.49% APR**
|
up to 72 months |
| 2012 |
4.49% APR** |
up to 72 months |
| 2007, 2008, 2009 |
4.25% APR** |
up to 60 months |
| 2004, 2005, 2006 |
6.20% APR** |
up to 36 months |
| ** Annual Percentage Rate |
| *** 100% financing of NADA "Retail Value |
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|
PLEASURE BOATS* |
| |
2008 to 2012 |
6.00% APR |
Up to 72 months |
| 2004 to 2007 |
6.40% APR |
Up to 48 months |
| * 100% financing on new untitled boats- NADA Marine "Retail" on all others |
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|
MOTOR HOMES & SELF-CONTAINED TRAILERS* |
| |
2008 to 2012 |
6.40% APR |
up to 72 months |
| 2004 to 2007 |
7.40% APR |
up to 60 months |
| * 100% financing on new untitled units - NADA "Retail" on all others |
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|
HOME EQUITY* |
| |
Primary Residence |
4.49% APR
|
up to 60 months** |
| * 80% loan-to-value ratio |
| * Refinanced (existing loans) must add an additional $5,000 to receive this rate |
| ** Up to 120 months with 60 month balloon for loans over $15,000 |
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|
SHARE SECURED |
| |
Regular Shares |
5.00% APR |
Purpose of Loan |
| Share Certificates |
CD Rate + 3% APR |
CD Maturity Date |
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|
UNSECURED |
| |
Up to $1,000 |
11.90% APR |
Up to 12 months |
| Over $1,000 |
11.90% APR |
Up to 24 months |
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|
CAMPERS (Overnight & Pop-up)* |
| |
New |
5.99% APR |
up to 60 months |
| Used |
6.50% APR |
up to 48 months |
| *100% financing on new untitled units - NADA "Retail" on all others |
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|
ATV's - JET SKI's - SMALL BOATS < 16 FT - SNOWMOBILES* |
| |
New |
6.40% APR |
up to 60 months |
| Used |
7.40% APR |
up to 48 months |
| * 100% financing on new untitled units - NADA "Retail" on all others |
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|
MOTORCYCLES* |
| |
Touring 2009-2012 |
5.99% APR |
up to 60 months |
| Touring -> 2004-2008 |
6.40% APR |
up to 48 months |
| Other - > 2009-2012 |
6.99% APR |
up to 60 months |
| Other - > 2004 - 2008 |
7.49% APR |
up to 48 months |
| * 100% financing on new untitled units - NADA "Retail" on all others |
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