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Sioux Valley Community Credit Union’s MasterCard is accepted throughout the United States and is designed with your financial needs in mind. You may apply for a “line-of-credit” up to $5,000.00 and can be used at any retailer, merchant, or service provider that displays the MasterCard ® logo.

  • Competitive Rates -  A low 11.9% fixed Annual Percentage Rate.
  • Low monthly payments – Minimum payments are assessed at just 5% of your monthly statement balance.
  • Cash advances – You may access cash from your line-of-credit at thousands of financial institutions throughout the United States. Interest is imposed at the time the cash advance is granted.
  • No Annual Fee
  • 25 Day Grace Period
  • Late Payment Fee of $10.00
  • Over-the-credit-limit Fee of $10.00

Debit Cards

Your Sioux Valley Community Credit Union Debit card allows you to access your account 24 hours a day, 365 days per year. It is a fast and convenient method of accessing your accounts whether you are in Sioux City, Iowa or Walla Walla, Washington. When you use your SVCCU Debit card you are making a withdrawal from your checking account without writing a check.  You can use your Debit card at merchants just like a "credit card", except the funds are taken directly out of your checking account.  You may also use your Debit card as a Point-of-Sale when using a PIN pad with your PIN number.  Out of town merchants prefer purchases made with this type of card over checks.   ATM transaction include: Account inquires, withdrawals, and transfers. Members must have a checking account to qualify for a SVCCU Debit Card.  REMINDER:  When conducting transactions with your SVCCU Debit card and you select "CREDIT" for a point of sale transaction it does not count toward the 8 free monthly transactions.

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